The information you provide will be used by us for
the purposes of assessing your application and retained
on our system and may be submitted to Lenders who
will use it for the same purpose. It may also be used
by us for the subsequent marketing of products and
services to you. Telephone calls may be recorded for
training and other purposes.
Both we and our lenders will make searches of credit
reference agencies who will supply us with credit
information, as well as information from the Electoral
Register. They will record details of the search whether
or not this application proceeds and details of our
searches may be seen by other organisations which
may make searches in the future. We may use scoring
methods to assess this application and to verify your
identity. Alternatively, we may ask you to provide
physical forms of identification.
Both we and the Lenders may contact third parties,
for example your employer or bank, to verify the application
details you provide. If you do not qualify for the
loan applied for, or we believe that another product
may be more suitable for you, we may pass your details
to other Lenders or companies who may offer you alternative
loan products.
All information held about you by the credit reference
agencies may be linked to records relating to one
or more persons, for example, your spouse, and that
for this application you may be treated as linked
financially and that we and our lenders will consider
any associated record.
Please confirm by placing your initials in the box
that:- you are able to disclose information about
your joint applicant and/or anyone else with whom
you say you have a financial link and that you authorise
us to make a credit reference search and link or record
information about both/all of you - you understand
the implications of this declaration and are you happy
to proceed with this application.
Further information on how we and credit reference
and fraud prevention agencies will use your information
in the future will be sent out to you if this application
is agreed or are available on request.
